Meet Our Associates #8 Steven Howell, Music Insurance Brokers

15 December 2020

Music Insurance Brokers are an experienced music and entertainment insurance broker, providing advice, service and polices for all parts of the music sector.

The team are passionate about music, love seeing and hearing new talent and try to make the subject of insurance a little bit interesting and easier to understand. This week we have a catch up with Insurance Partner Steven Howell!

Firstly please tell us a little bit about who you are, what you do at Music Insurance Brokers and how you work with music managers.

I head up the music division at MIB.  We are a specialist insurance broker for people that work in the music industry.   We provide insurance policies to protect managers and the artists they work with.  From equipment and liability to travel and cancellation we have polices to protect everyone.

What new music releases are you enjoying currently?

I am currently loving the new Dub Pistols Album – Addict.  Plenty of Jungle and DnB tunes!

How has business been for you since the COVID-19 pandemic hit?  Any significant challenges?  How are you are adapting your services?

We usual insure a lot of tours and festivals so we spent most of the first lockdown cancelling policies and giving back premium to clients which was tough but the right thing to do.  Many artists have been looking at other ways to monetise their music and we have seen a rise in enquiries for song writer indemnity cover (breach of copyright)  which can be a contractual requirement when selling music for sync.

The role of the manager has evolved massively in recent years, as highlighted in the MMF’s 2019 report Managing Expectations, with managers taking on an increasing amount of responsibilities.  Has this influenced the way you work with managers at Music Insurance Brokers?

Historically the subject of insurance was traditionally left to the business manager or accountant.  However recently some day to day artist  managers are getting involved in arranging insurance too.

Are there any managers you particularly enjoy working with – or consider to be doing brilliant work in their field?

Matt Greer (Frank Carter & The Rattlesnakes) – a pleasure to deal and doing brilliant work with the band.

Do you think there are any positive opportunities or changes in the music industry you believe we will see happen “once we’re though the other side of all this” (Covid)?

The audience will cherish and value the live experience even more than before – live music in 2021 and beyond will be booming.

Is there anything you would like to say to managers who are considering working with you at Music Insurance Brokers or finding out more about what you do?

Whatever you do in the music industry then talk to us – we can help 😀

Thank you Steven and Music Insurance Brokers for supporting the MMF and our membership through our Associates programme.

For more information please visit the Music Insurance Brokers website or contact Steven Howell at

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